Skip to main content

QuickBooks vs Aplos for Nonprofits (2026 Comparison)

Last updated: March 20, 2026

TLDR

QuickBooks is cheaper and more widely known but requires workarounds for fund accounting. Aplos is purpose-built for nonprofits but has reporting limitations. Neither fully solves the fund accounting problem for organizations managing restricted grants at the $500K-$10M level.

Feature QuickBooks Online Aplos RestrictedBooks
Monthly cost (small team) $35-$235/mo $79-$229/mo $20–$99/mo
Built for Large nonprofits Mid-size nonprofits Small-to-mid nonprofits ($500K-$10M)

The most common decision

Most small nonprofits choose between QuickBooks and Aplos. QuickBooks wins on familiarity: the bookkeeper knows it, the CPA knows it. Aplos wins on architecture: it was built for nonprofits and requires fewer workarounds.

Both are reasonable choices. Both have real limitations.

Pricing comparison

QuickBooks Online Plus costs $99/month and covers most accounting needs. Advanced is $235/month. Nonprofit discounts through TechSoup can cut these prices by a meaningful margin.

Aplos starts at $20/month for basic accounting and goes up to $229/month for the full suite, which includes donor management. The pricing is comparable, though Aplos bundles features that QuickBooks requires add-ons to match.

Fund accounting

This is where the tools diverge.

QuickBooks uses a for-profit chart of accounts. Fund tracking requires Class and Location assignments on every transaction. Miss one tag and your fund balances are wrong. QuickBooks does not enforce fund restrictions or prevent overspending restricted dollars.

Aplos uses a fund-based chart of accounts. Transactions record against funds as a native part of data entry. Fund-level reports are built in rather than filtered views. For basic fund tracking, Aplos saves time.

The gap narrows when you need depth. Complex multi-fund allocations and indirect cost distribution across grants push against Aplos’s capabilities just as they break QuickBooks’s Class workaround.

Reporting

QuickBooks has stronger general reporting and a larger ecosystem of reporting add-ons. For standard financial statements, few tools match it.

Aplos has nonprofit-specific reports built in but offers limited customization. Organizations with board reporting requirements or grantor-specific formats often export to Excel from either platform.

The ecosystem factor

QuickBooks has a large advantage in ecosystem. Thousands of CPAs and bookkeepers know it. Hundreds of integrations exist. Hiring a QuickBooks-proficient bookkeeper takes a week. Finding an Aplos-proficient bookkeeper takes longer.

This practical reality keeps many nonprofits on QuickBooks despite the fund accounting limitations.

Verdict

Aplos is the better choice for nonprofits that need basic fund tracking. QuickBooks is better if your organization operates like a business with minimal fund restrictions. RestrictedBooks fills the gap for organizations that need deeper fund accounting than Aplos offers without enterprise pricing.

Comparing QuickBooks Online vs Aplos? See how RestrictedBooks compares.

Purpose-built fund accounting for 501(c)(3) organizations at $99–$249/month.

QuickBooks Online vs Aplos — Feature Comparison
FeatureQuickBooks OnlineAplos
Fund accountingWorkaround (Classes)Native
Donor managementNoneIncluded
Form 990 supportNonePartial
Per-user pricingNoNo
Starting price$35/mo$20/mo

PROS & CONS

QuickBooks Online

Pros

  • Widely known
  • Large ecosystem
  • Strong bank sync

Cons

  • No native fund accounting
  • No 990 support
  • Class workarounds fail at audit

PROS & CONS

Aplos

Pros

  • Nonprofit-native
  • Donor management included
  • Simpler than enterprise tools

Cons

  • Limited custom reporting
  • Prices increased 2023–2024
  • No advanced grant tracking
Should a nonprofit use QuickBooks or Aplos?
If you have minimal restricted funds and your staff already knows QuickBooks, staying may be practical. If you manage multiple restricted grants and need fund-level reporting, Aplos's purpose-built structure saves time. Neither is ideal for complex fund accounting at the $500K-$10M level.
Can QuickBooks do everything Aplos does for nonprofits?
No. QuickBooks can approximate fund tracking using Classes and Locations, but it cannot enforce fund restrictions, generate fund-level balance sheets natively, or produce Form 990-ready reports. Aplos handles these basics natively.
Is Aplos harder to learn than QuickBooks?
Aplos has a simpler interface than QuickBooks for nonprofit-specific tasks. However, QuickBooks has a much larger ecosystem of training resources, CPAs, and bookkeepers who know the platform.

Related Comparisons